Zoyk: Cost-effective payment processing for small businesses in Southern Africa

Zoyk is a payment processing platform targeting small businesses in Southern Africa. It consolidates mobile money, card payments, and online payment methods into a single gateway with centralized reporting, real-time transaction tracking, Android POS systems, and settlement management tools. The pitch is that fragmented payment infrastructure quietly erodes margins through hidden fees and manual reconciliation, and that a unified system reduces operational complexity and improves cash flow visibility.