Certain industries and business models are embracing AI-powered fraud tools at significantly higher rates. Understanding which types of companies are leading this shift—and why—offers insights into which strategies are most effective.

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AI-powered fraud prevention has become the most popular AI application in payments, with 47% of businesses now using these tools. Insurance, SaaS, and travel companies lead adoption due to their high-value transactions and complex processes. Platforms and marketplaces show the highest adoption rates as they face unique challenges with both transaction and merchant fraud. These AI systems can analyze hundreds of signals in real-time, replacing manual review processes and scaling with business growth.

The top industries and business models using AI for fraud prevention

Insurance, SaaS, and travel companies primarily use AI to combat fraud

Platforms and marketplaces have the highest AI adoption rate

More trends from payments business leaders