Analysis of checkout trends across nearly 20,000 B2C businesses on Stripe's network reveals several key shifts: mobile now dominates even high-value purchases; digital wallets cut mobile checkout time in half but preferred wallets vary by region and generation; localization is critical as irrelevant payment methods can reduce conversion by up to 15% while offering the right local method (e.g., BLIK in Poland) can boost it by 46%; and AI agents are beginning to reshape the purchase path, requiring checkout to handle identity verification and agent-authorized transactions. Stripe's AI-driven fraud tools can reduce fraud by 30% without hurting conversion.
Table of contents
1. Shoppers are increasingly making big-ticket purchases on mobile2. As digital wallets spread globally, wallet preference is generational and regional3. As global demand broadens, checkout expectations become more market-specific4. AI-assisted shopping and agents are starting to change the path to checkoutSort: